Why Choose Finvest India for Health Insurance?

In Bangalore’s fast-paced environment, unexpected medical expenses can strain your finances. Health insurance is essential to access quality healthcare without financial worry.

Why Choose Finvest India for Health Insurance?

Extensive Coverage: Our plans cover hospitalization, surgeries, diagnostic tests, and more.

Affordable Premiums: We offer competitive premiums that fit your budget.

Personalized Solutions: Health insurance bangalore plans tailored to your specific needs.

Quick Claims Process: Hassle-free claims process ensuring timely benefits.

Key Features of Our Health Insurance Services

  • Home Care/Domiciliary: Medical treatment at home covered up to the sum insured.
  • Modern Treatments: Coverage for advanced treatments like deep brain stimulation and robotic surgeries.
  • Organ Donor Coverage: Medical expenses for organ donor treatment, including harvesting costs.
  • Emergency Ambulance: Coverage for road and air ambulance during emergencies.
  • Booster+: Carry forward unutilized sum insured to the next policy year.
  • ReAssureX: Triggered after the first paid claim, stays on forever.
  • Pre & Post Hospitalization: Coverage for up to 60 days before and 180 days after hospitalization.
  • Lock the Premium/Clock: Premiums based on the age at the first purchase, ReAssure triggers after the first claim.
  • Shared Accommodation Cash Benefit: Daily cash benefits for shared room hospitalization.
  • Health Check-Up: Annual health check-up benefit from Day 1.
  • Live Healthy Benefit: Up to 30% discount on renewal premiums for staying healthy.
  • Second Medical Opinion: Available once for any condition requiring hospitalization.
  • E-Consultations: Convenient e-consultations within our network.
  • In-Patient Care: Comprehensive coverage for hospitalization, including room rent and medical expenses.

Optional Benefits for Enhanced Health Coverage

  • Personal Accident Cover: Lump-sum payout for accidental death or disability.
  • Hospital Cash: Additional payouts for miscellaneous expenses during hospitalization.
  • Safeguard+: Enhanced control with additional features.

Discounts for Added Savings

  • Standing Instruction Discount: 2.5% discount on auto-debit payments.
  • Doctor Discount: 5% premium discount for medical practitioners.
  • Member Discount: 10% discount for covering 2 or more family members.
  • Tenure Discount: Discounts on multi-year policy terms.

Types of Health Insurance Policies

  • Individual Health Insurance: Personalized coverage for a single person.
  • Arogya Sanjeevani Policy: Affordable, standardized health insurance.
  • Cardiac Care Insurance: Coverage for heart-related conditions.
  • Family Floater Health Insurance: Single plan covering the entire family.
  • Women Care Insurance: Coverage for maternity and women-specific healthcare needs.
  • Diabetic Care Insurance: Coverage for diabetes management.
  • Outpatient Care Insurance: Coverage for non-hospitalized medical needs.
  • Senior Citizens Care Insurance: Addressing health concerns of elderly individuals.
  • Cancer Care Policy: Extensive coverage for cancer-related treatments.
  • Critical Illness Policy: Lump sum payout for specific critical illnesses.

Coverage and Exclusions

Covered:

  • Hospitalization expenses
  • Doctor’s fees
  • Medication
  • Diagnostic tests
  • Pre and post-hospitalization expenses
  • Ambulance charges
  • Day care procedures
  • Organ transplants
  • Maternity and newborn care

Not Covered:

  • Pre-existing conditions (waiting period applies)
  • Cosmetic treatments
  • Self-inflicted injuries
  • Injuries from hazardous activities
  • Non-allopathic treatments
  • Unapproved treatments
  • War and nuclear risks

How to Claim Health Insurance from Finvest India?

  1. Inform Us: Notify us of your hospitalization or medical treatment.
  2. Submit Documents: Provide necessary documents, including medical bills and reports.
  3. Claim Processing: Our team processes your claim promptly.
  4. Settlement: Once approved, your claim is settled efficiently.

For more information, visit our website 

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